Simple ways to protect your family online

This e-zine was originally sent on November 25, 2009, the day before Thanksgiving.  It may have been edited somewhat from the version that was originally emailed, so be sure to sign up to make sure you are getting our e-zines fresh!

“Small deeds done are better than great deeds planned.”
-Peter Marshall

Hi Collin County Parents,

Happy Thanksgiving!  I truly hope you and your family have the best Thanksgiving ever!

I’m busy tying up loose ends around here so that I can take some time off with the family.  We are smoking a turkey this year and I can’t wait to taste it!  The turkey has been defrosting in the fridge since last Tuesday, but I think I may have to help it along — earlier today I pulled a frozen can of Diet Pepsi can out of the fridge, so I think I may have the fridge turned down a little too cold.  Yikes!

Thanksgiving is a great holiday, because it is a time that we can all stop and think about what we are most thankful for.  I’m thankful to have a God and family that loves and supports me, a business that I love to run, and folks that let me help them protect their families.  Really, what more could you ask for?

Despite the Thanksgiving week, I still wanted to give you something here that you could use.  Recent news revealed that thousands of Hotmail passwords were hacked, so here are some tips I ran across for making sure it doesn’t happen to you!

(And, again–please do feel free to send comments. I read every email that comes my way!)

Aaron Miller’s
“Straight Talk” Personal Strategy
How To Protect Your Online Passwords

It’s been in the news that 30,000 passwords for Hotmail and Gmail accounts were stolen recently. Small wonder, right?

Well, a security group analyzed those passwords and found that the most commonly used password was “123456”! If that wasn’t bad enough, the second most common password that was used…yep, you guessed it…123456789.

In today’s electronic environment, that’s unbelievable. We no longer live in a world where we can use a simple string of numbers or a child’s name as a password. They’re just too easy to hack…and the results can be much more devastating than merely finding your emails made public.

The problem is that we all have so many passwords. So how do we make strong passwords that we can actually remember for every account?  Personally, I don’t bother remembering them.  I use a program called Roboform to keep my passwords.  But even if you use this program or something similar, the passwords you save are only as good as you make them.

The tips below can help you avoid the most common password pitfalls and even implement a few new ideas that will make your passwords easy to remember…and hard to break!

Avoid The  “Easy to Guess”
There’s no way around it…a well-protected password is hard for other people to guess. How do you do that? It’s pretty simple really. Just follow this advice:
Use a random string of characters. That means no sequential letters or numbers, like those Hotmail accounts that used 123456!
Make it looooong. The longer the better–even up to as many as 10 to 14 characters if space allows.
Switch things up. Use a combination of upper and lower case letters, along with a few numbers mixed in the middle or end.
Don’t use substitute symbols in common words. Using “@” for “a” or “1” for “I” may look good to you, but most hackers are smart enough to break those substitutes rather quickly when the password consists of a common word.
– For that matter, avoid easy targets like words straight out of the dictionary or things like family names and birthdays.

Mix Things Up
Most of us cheat when it comes to passwords. We have trouble remembering our passwords, so we come up with two or three that we can remember and use them everywhere.
But…you should avoid the temptation! That’s because all of your accounts will be vulnerable if even one account is compromised. The reality is, you need to create and remember multiple passwords–a different one for each account! Fortunately, it’s easier than you think. Just follow the steps below.

A Simple Roadmap for Memorable, Yet Hard To Hack Passwords
Good passwords come down to two things: (1) they’re easy for you to remember and (2) they’re hard for others to break. Here’s a sure-fire tip that can help you achieve both!
1. Think up a phrase. Instead of a common word or family member’s name, think up a unique phrase that only you know. For example, you may think up something off the wall such as “I Like Short Hair Too.”
2. Make it an acronym. In our example, “I Like Short Hair Too” would become ILSHT.
3. Add Complexity. Remember those substitutes you’re not supposed to use with common dictionary words? Well, you CAN use them with your acronym. For example, “I Like Short Hair Too” can become “1 Like $hort Hair 2” which makes: 1L$H2. You can also use upper and lower letters to make it 1L$h2. The point is to be creative, but in a way that you can easily remember it.
4. Make it unique. A password is only really unique if you use it for one account and one account only. So you can’t just use 1L$h2 for every account. And, in reality it’s still too short.

Here’s the key to the whole process: Mix in additional letters and numbers that are unique to each account. For example, if you’re logging into a “gmail account” you can use the “gm” and “@cct” (for acct) to make: 1L$h2gM@cct. Then, for a Netflix account, you may use: 1L$h2Nf@cct. That way, you’re passwords will be hard for others to guess and unique to each account, but also easy for you to remember!

Of course, these are just examples. You’ll want to be creative and think up your own acronym and ways to add unique characters for each account. And then keep that little secret to yourself so no one will be able to guess your account passwords.

Follow these simple steps and you’ll have passwords that are tough to break, unique to every account, and easy to remember. And if you have children in your house who are starting to use passwords for email and IM accounts, teach them these steps to help educate them on the importance of strong passwords – they’ll thank you later in life!

I hope this helps!

To your family’s wealth, health, and happiness!

Aaron Miller

(Now I’ve got to go finish defrosting that bird!)

Miller Law Firm, PLLC
Your Life is Our Life’s Work
101 E. Park Blvd., Suite 600
Plano, Texas 75074
Connect via: Facebook Twitter LinkedIn

PS–If you are receiving this and are NOT a subscriber to our weekly “Straight Talk” Personal Strategy Email series, click here to sign up.

To ensure we don’t make the folks at the IRS ornery, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein. This message may contain confidential and/or privileged information. If you are not the addressee or authorized to receive this for the addressee, you must not use, copy, disclose, or take any action based on this message or any information herein. If you have received this message in error, please advise the sender immediately by reply e-mail and delete this message. PHEW!

Share this on...Share on FacebookTweet about this on TwitterShare on LinkedInShare on Google+Email this to someone

Written by Miller Law Office

Miller Law Office

The Miller Law Office is here to help you build and protect your legacy. Rather than having a traditional estate planning practice, which is focused on transactions (such as the drawing up of wills and other documents), we have a more relational focus – having on-going contact with clients over the long-term, helping clients to protect themselves and their families.